Saving more: AVCs
You can also make Additional Voluntary Contributions (AVCs) to provide extra benefits for your retirement. AVCs will be subject to the rules of the scheme and will be invested in the same way as the normal contributions.
will be deducted from your salary each month in line with your usual monthly contribution and should, ideally, be paid for a minimum of five years. Alternatively, a lump sum can be contributed at any time.
If you elect to contribute a substantial amount, the Trustees will calculate the maximum amount permitted which will be based on your personal details, salary level, and period of scheme membership.