About the schemes

STM Fidecs Gibraltar Occupational Pension Schemes is approved for tax relief by the Gibraltar Commissioner of Income Tax. The Scheme provides for benefits on retirement and/or death.

The Scheme is established under Trust to safeguard members’ contributions and accumulated funds.
STM Fidecs Pension Trustees Ltd are the Schemes Trustees and have a legal duty to act in the best interests of members.
STM Fidecs Life Health and Pensions are the Administrators of the plan.

Our pension services are supported by a sophisticated, web based computer system and employers and/or members are able to access their scheme details through our secure website and have online functionality to complete application forms and change their personal details